Explore Home Insurance Options

You’re finally ready to insure your home. Take a look at the options below.

Frequently Asked Questions

What is home insurance?

Home insurance provides financial protection against damage to or loss of your home and its contents.

What does a standard home insurance policy cover?

Most policies cover the structure of your home, personal belongings, liability protection, and additional living expenses.

How can I reduce my premium or get discounts?

Many companies offer discounts for security systems, smoke detectors, bundling insurance types, being a claim-free policyholder, etc.

Does home insurance cover personal liability?

Yes, most policies include personal liability coverage if someone is injured on your property or if you or a family member cause damage to someone else's property.

How do I file a claim?

This typically involves contacting your insurance company, providing detailed information about the damage or loss, and possibly having an adjuster come to inspect the damage.

What should I include in my home inventory?

It's beneficial to include a list of all your possessions, including their estimated value, descriptions, and photos.